The brain is an energy miser! What does that mean? It does what it can to conserve energy. Although the brain is 2% of your body weight it can consume up to 20% of your energy. The brain is always looking to conserve energy by NOT having to think. The more you can put the brain on AUTO PILOT, the less energy it uses up.
What does this have to do with YOUR finances? Think about it for a minute! If you are constantly having to worry about money, the brain is using up a lot of energy to keep up with all that's going on financially. But what if you automated your bill payments? What if you setup, through your (online) bank, a way where all you have to do is deposit your check and the system would take care of making sure your credit card bill, student loan, auto loan and monthly mortgage got paid on time.
By automating your payments you are now working with the brain's natural tendency to want to SIMPLIFY and conserve energy, This would FREE you up (your brain) from having to constantly worry and remind yourself to make the payments on time. That free time can be used to focus on others things that warrant your attention (i.e., taking care of the kids, looking for a new job, etc).